The panel consists of the following:
• Cynthia Merritt, Assistant Director of the Retail Payments Risk Forum, Federal Reserve Bank of Atlanta
• Sid Singh, Senior Vice President & Global Product Head, Global Payments Inc.
• Ron Carpinella, Vice President of Identity Management, Equifax
• Alan Taetle, General Partner, Noro-Moseley Partners
• Matt Krogstad, VP M-Com acquired by Fiserv
• Malcomb Nunes, Senior Manager, Credit Services, Home Depot
• Karen Webster, CEO, Moderator, Market Platform Dynamics

About the panelists…
Cynthia Merritt is the assistant director of the Retail Payments Risk Forum at the Federal Reserve Bank of Atlanta, where she is responsible for managing research initiatives focused on emerging risks in legacy and alternative retail payment systems. Cynthia helped launch the Retail Payments Risk Forum as a new department and special initiative at the Atlanta Fed in 2008 in response to the recognized growth in electronic payment adoption and new innovative payment schemes, with a recent focus on the mobile channel. Cynthia is also editor for the Retail Payments Risk Forum’s Portals and Rails blog.

Cynthia’s Fed career began as a senior bank policy analyst in the Policy and Supervisory Studies Group in the Atlanta Fed’s Supervision and Regulation Division, where she was responsible for research and analysis of trends affecting the banking industry. Prior to joining the Federal Reserve in 2004, she worked in various capacities for the Comptroller of the Currency. Her career with the OCC spanned 14 years and included extensive work with problem and complex national bank organizations, with a specialized focus on commercial credit, wealth management, and capital market activities. She received a BS degree in finance with a banking concentration from the University of South Carolina. She also completed the ABA’s National Graduate Trust School at Northwestern University.

Sidharth (Sid) Singh serves as Senior Vice President & Global Product Head, at Global Payments Inc. (NYSE: GPN), one of the world’s leading payment processing companies.
Sid has been active in the payments industry for more than eleven years, handling a variety of general management positions including new product, business & corporate development. Sid was part of the founding team of Global Payments joint venture with HSBC in Asia Pacific and transitioned from HSBC, where he previously served as Senior Manager, Regional Business Development. Sid was responsible for all aspects of product & strategy development for the AP business and was instrumental in developing new core merchant acquiring products that significantly helped the size of the business within 4 years.

He became Global Head of Product in January 2010, based out of GPN’s HQ at Atlanta. Sid directs new product development as well as existing product management initiatives on a worldwide basis, in support of Global Payment’s strategic objectives. These include Host Products, Gateway Products, E-Commerce, M-Commerce and Enabling Products such as Risk/Reporting/Exception management merchant facing solutions.
Sid serves on the TAG FinTech Society Steering Committee. He received a master’s degree in business administration with a dual specialization in Marketing and Information Systems. He also holds a Bachelor of Mechanical Engineering degree. Sid began his payments career with Citibank India. He resides in Atlanta, with his wife and two children.

Ron Carpinella is Vice President of Identity Management at Equifax. In this position, he manages the company’s initiatives in Identity Management and has strategic oversight for the business, market and product development in Identity assurance, security and management. He currently sits on the Open Identity Exchange (OIX) Executive Board, and has been a contributor to the President's National Strategy for Trusted Identities in Cyberspace (NSTIC). Before joining Equifax, Mr. Carpinella served in leadership roles at prominent Internet media and technology companies such as Google, Engage Media, Flycast, Fansonly and Relevant Knowledge. Mr. Carpinella holds a B.A. from Purdue University and an M.B.A from Duke University.

Alan Taetle joined NMP in 1998 and has focused his investment activities on software and information technology companies. He currently represents NMP on the boards of Acumen Holdings, Clearleap, Half Off Depot, Movero, Virtustream and Vocalocity, and oversees one other investment, Damballa. Alan was previously a director or observer for several prior NMP investments, including SecureWorks (sold to Dell), Adjoined Consulting (sold to Capgemini), OpenSite Technologies (sold to Siebel Systems), CipherTrust (sold to Secure Computing), and PRE Holdings (sold to InComm).

Prior to joining NMP, Alan was the Executive Vice President of Marketing and Business Development for MindSpring (which merged with EarthLink in 2000). Alan joined MindSpring as its 13th employee in 1995, and oversaw the company’s subscriber growth from 4,000 to over 325,000 in just three years. Prior to MindSpring, Alan served in various systems and product management roles with CogniTech Corporation, makers of contact management software; Itochu International, a Japanese trading company; and Electronic Data Systems, a systems integration consulting company. Alan is a previous board member of ChoicePoint, Inc., a NYSE company (sale pending to Reed Elsevier) focused on providing information that helps companies make educated, intelligent choices to reduce risk and fraud.

Alan is the Immediate Past Chair of the Florida Venture Forum and serves on the board of the Atlanta CEO Council. Alan serves on the Board of Advisors of the Georgia Tech College of Computing. He is also a charter member of TiE Atlanta. Alan serves on the Board of Directors of GivingPoint, a nationwide community-based youth development organization. Alan received a BA from the University of Michigan and an MBA from Harvard Business School.

Karen Webster is an accomplished executive, successful entrepreneur, industry thought leader and passionate philanthropist.

As the CEO of Market Platform Dynamics, she works extensively with the most innovative players in the financial services, mobile, B2B and technology sectors to identify, ignite and monetize innovation. Market Platform Dynamics is a leading global consultancy with offices in Atlanta, Boston, Chicago, San Francisco, London and Hong Kong. Karen has a long history of consulting experience, having served as the Managing Director of Global Marketing and Planning for PricewaterhouseCoopers’ US$6 billion management consulting practice. She led the firm’s eBusiness Strategic Marketing taskforce and created the strategic positioning and go-to-market approach for this firm-wide initiative. Karen later served as Chief Operating Officer for a US$125 million consulting subsidiary that is part of the MMC family of companies.

As an entrepreneur, Karen has successfully developed and launched several new ventures in the loyalty, on-line media, and social networking sectors, each of which was focused on introducing disruptive business models and product solutions to fill a market need. This includes PYMNTS.com, the leading media property focused innovation in the payments sector and a joint venture with Berkshire Hathaway’s Business Wire. Karen also serves as a member of the board for several emerging companies and helps these innovators develop and implement business strategies that drive market adoption for their products and services.
Karen’s recent work has focused on helping large multi-sided platform companies develop innovation roadmaps and tactical ignition plans in a very dynamic marketplace.